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strategies, money structures that support your goals and personal service. We can assist with obtaining loans for purchasing a home or investment property, refinancing existing facilities or consolidating debts.
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Latest Episode
Christmas is coming with Laura Sillano, Pod Financial
Mon 10:00am 24 Dec 2018 Podcast Audio
It's December and the Christmas carols have literally started to ring. As we go through the busiest and hopefully the most cheerful month of the year, eCentral's resident expert mortgage broker Laura Sillano goes through the life of a mortgage broker during the Christmas season.
According to Laura, it is during this season where people tend to get silly. There are a lot of parties, a lot of leaves are filed, and a lot of immediate spending is in order. And in the middle of all the busyness, there are still people who want to purchase the house this late in the year.
Buying a house during the Christmas season can be frustrating, about 85 to 90% of the time. There will be less people working, and you may find yourself spending more compared to other months of the year. The sweet spot during these times is to get a long finance clause, and a really long settlement. This will give you enough time to service your loan.
If going through all the unnecessary stresses in life is not your way of spending the Holidays, then take this time and spend it with the people that are closest to you. Sometimes quality time make perfect gifts. During the Christmas season, people are often split into two groups; the ones who are busy shopping, and the ones who just want to hang back and enjoy a good time off from all the busyness.
The end of the year is also a good time to plan ahead. As 2019 is about to unfold, make it a new year's resolution to plan your finances ahead. Maybe saving a certain part of the income towards another bank account that would either service a future loan, or maybe take care of unexpected expenses.
Nevertheless, for Laura, her office is still open for transactions because these things don't take holidays. If you're believing for a good 2019 and know that it will only come if you make better moves, you're probably right. Know more about what your current financial situation can do for you by calling the award-winning Laura Sillano. You can reach Laura at 0422 320 497.
DISCLAIMER: The topics addressed in the video and its accompanying text are shared for general information purposes only. To ensure a merrier Christmas next year, get specific advice from expert mortgage broker Laura Sillano. Call her through her number at 0422 320 497.
Other Episodes
Why should I choose an interest only mortgage? Laura Sillano, Pod Financial
Sat 08 Dec 2018
Is there a sure-fire way to get around loans easier? The award-winning Laura Sillano is eCentral's resident expert mortgage broker, and in this episode, she gives us a thinker. Should you consider an interest-only mortgage? This is worth listening to.
How much should I borrow? Laura Sillano, Pod Financial
Fri 30 Nov 2018
How much should you borrow? Is that the right question to ask? eCentral's resident expert mortgage broker Laura Sillano draws expectations and hands us the reality of lending.
Are online mortgage calculators accurate? Laura Sillano, Pod Financial
Fri 23 Nov 2018
Online mortgage calculators could bring instant results and gratification. Going through the complications of one's finances, however, could get too real, too quickly. Our resident expert mortgage lender, the award-winning Laura Sillano helps make sense of these complications.
How do mortgage brokers calculate living expenses? Laura Sillano, Pod Financial
Fri 16 Nov 2018
The award-winning Laura Sillano is the eCentral Business Show's resident expert mortgage broker. Laura gives insider insight on how lenders come to accept or reject loan applications, starting with your everyday living expenses.
I am separating and I want to keep the family home - Laura Sillano, Pod Financial
Fri 09 Nov 2018
Separation and relationship breakdowns are incredibly tough times for any family - learn what it means to keep the family home should this occur. Laura Sillano of Pod Financial joins John Nayler on the eCentral Business Show to help enlighten us further.
October Mortgage News: Laura Sillano, Pod financial
Tue 30 Oct 2018
The mortgage industry is always changing and to give us our dose for the month of October, tune in to our resident expert and award-winning mortgage broker Laura Sillano from POD Financial.
What is cross collateralisation? Laura Sillano, Pod Financial
Mon 15 Oct 2018
Cross collateralisation; is it a good idea, or just another loop you can get your toes trapped? Find out more from Laura Sillano of Pod Financial. #MortgageBroker #CrossCollateralisation #RealEstate #PropertyInvestment #PodFinancial #LauraSillano
I want a loan. Can I run a business on the side? Laura Sillano, Pod Financial
Tue 09 Oct 2018
Side income must be a good thing for a mortgage, right? Not necessarily says resident expert mortgage broker Laura Sillano. In this interview, we discuss having a business on the side, or extra income and the way it is evaluated for a when making mortgage loan applications.
Watch this informative video if you have extra income streams and thinking property in the future - It's important to know.
Laura Sillano
Pod Financial
0422 320 497
home@podfinancial.com.au
#mortgages #investing #wealthmanagement #property
What is equity and how do I calculate it? Laura Sillano, Pod Financial
Mon 01 Oct 2018
Equity takes on a completely different meaning in the world of home lending. Learn the in's and out's from resident expert, Laura Sillano of Pod Financial.
Should I buy off the plan? Laura Sillano, Pod Financial
Mon 24 Sep 2018
Off the plan purchases - a wise investment decision or a gamble? Resident expert mortgage broker Laura Sillano from Pod Financial weighs in on the eCentral Business Show.
Reach out for Laura Sillano from Pod Financial on 0422 320 497.
What is the difference between HEM and CILE? Laura Sillano, Pod Finance
Sun 03 Jun 2018
HEM? CILE? Are all those terminologies making mortgages more complicated? Today on eCentral, John Nayler sits down with resident financial expert and mortgage broker Laura Sillano from Pod Financial to clarify the difference between HEM and the CILE and how you could have a better chance at getting a loan or a mortgage approved.
Is it a good mortgage deal? - Laura Sillano, Pod Financial
Fri 16 Mar 2018
In many aspects of life people are always looking for the best deal. When selecting a mortgage it's no different. In this interview with Laura Sillano from Pod Financial she talks about specifics of ...
I want to buy my first home. Where do I start? - Laura Sillano, Pod Financial
Wed 07 Mar 2018
It can be overwhelming but it's important you get yourself off on the right foot. Learn where to start and how to plan from resident mortgage lending expert, Laura Sillano, of Pod Financial who joins John Nayler on the eCentral Business Show.
Why are bank valuations so different to appraisals - Laura Sillano, Pod Financial
Tue 27 Feb 2018
It's shocking how bank valuations and real estate appraisals sometimes differ. Learn why from the best in the home lending industry with Laura Sillano of Pod Financial who joins John Nayler on the eCentral Business Show.
Why is it so hard to get a mortgage these days? - Laura Sillano
Wed 21 Feb 2018
It may seem like a nightmare for some but the process in getting a mortgage is infinitely easier when you've got the right advice. Resident lending expert Laura Sillano joins John Nayler on another episode of the eCentral Business Show.
What is a mortgage? - with Laura Sillano from Pod Financial
Tue 23 Jan 2018
A lot of people don't understand the fundamental instrument of lending and finance that is a "mortgage". In this interview with Laura Sillano from Pod Financial, we discuss the basics of a mortgage as an agreement between lender and borrower.
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